* {
  box-sizing: border-box;
}

html,
body {
  margin: 0;
  padding: 0;
}

body {
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  background:
    radial-gradient(circle at top left, rgba(18, 100, 232, 0.08), transparent 36%),
    linear-gradient(180deg, #f6f9ff 0%, #ffffff 28%, #f8fbf7 100%);
  color: #1d2a39;
  font-family: "Open Sans", Arial, sans-serif;
}

a {
  color: #1264e8;
}

a:hover {
  color: #0d4fb7;
}

.site-header {
  padding: 18px 16px;
  background: #ffffff;
  border-bottom: 1px solid #dce6f3;
}

.site-header__inner {
  max-width: 1100px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.site-logo {
  display: inline-flex;
  align-items: center;
}

.site-logo img {
  width: 132px;
  max-width: 100%;
  height: auto;
}

.site-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 10px 18px;
  justify-content: flex-end;
}

.site-nav a {
  text-decoration: none;
  font-size: 14px;
  font-weight: 700;
}

.legal-main {
  flex: 1;
  padding: 32px 16px 56px;
}

.legal-shell {
  max-width: 1100px;
  margin: 0 auto;
}

.legal-card {
  background: rgba(255, 255, 255, 0.96);
  border: 1px solid #dce6f3;
  border-radius: 20px;
  box-shadow: 0 20px 60px rgba(10, 39, 84, 0.08);
  overflow: hidden;
}

.legal-hero {
  padding: 36px 24px 28px;
  background: linear-gradient(135deg, #0f5fdc 0%, #0f9f67 100%);
  color: #ffffff;
}

.legal-kicker {
  margin: 0 0 10px;
  font-size: 13px;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  opacity: 0.88;
}

.legal-hero h1 {
  margin: 0;
  font-size: clamp(28px, 4vw, 42px);
  line-height: 1.15;
  font-weight: 800;
}

.legal-subtitle {
  max-width: 820px;
  margin: 14px 0 0;
  font-size: 16px;
  line-height: 1.65;
}

.legal-content {
  padding: 28px 24px 36px;
}

.legal-note {
  margin: 0 0 24px;
  padding: 16px 18px;
  border-left: 5px solid #fab73c;
  border-radius: 12px;
  background: #fff8e8;
  color: #4d3e12;
  font-size: 15px;
  line-height: 1.65;
}

.legal-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 20px;
}

.legal-section {
  padding: 22px 20px;
  border: 1px solid #e4ebf5;
  border-radius: 16px;
  background: #ffffff;
}

.legal-section h2 {
  margin: 0 0 14px;
  color: #0b2b55;
  font-size: 24px;
  line-height: 1.25;
}

.legal-section h3 {
  margin: 20px 0 10px;
  color: #0b2b55;
  font-size: 18px;
  line-height: 1.35;
}

.legal-section p,
.legal-section li {
  margin: 0 0 12px;
  font-size: 15px;
  line-height: 1.7;
}

.legal-section ul {
  margin: 0 0 12px;
  padding-left: 20px;
}

.legal-section strong {
  color: #0a2547;
}

.placeholder {
  padding: 2px 6px;
  border-radius: 6px;
  background: #eef5ff;
  color: #0f5fdc;
  font-weight: 700;
  white-space: nowrap;
}

.warning-box {
  margin-top: 18px;
  padding: 16px 18px;
  border: 1px solid #ffd2d2;
  border-radius: 14px;
  background: #fff3f3;
}

.site-footer {
  padding: 24px 16px 34px;
  background: #e6ebf3;
}

.site-footer__inner {
  max-width: 1100px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 10px;
  align-items: center;
}

.site-footer p {
  margin: 0;
  color: #5b6675;
  text-align: center;
  font-size: 13px;
  line-height: 1.6;
}

.site-footer__links {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 16px;
  justify-content: center;
}

@media (min-width: 860px) {
  .legal-grid--two {
    grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  }

  .legal-hero,
  .legal-content {
    padding-left: 32px;
    padding-right: 32px;
  }
}

@media (max-width: 640px) {
  .site-header__inner {
    flex-direction: column;
    align-items: flex-start;
  }

  .site-nav {
    justify-content: flex-start;
  }

  .legal-main {
    padding-top: 20px;
  }

  .legal-hero,
  .legal-content {
    padding-left: 18px;
    padding-right: 18px;
  }

  .legal-section {
    padding: 18px 16px;
  }
}